Autumn Budget 2026 · 2026-10-28

Am I better off?

An educational estimate of how Autumn Budget 2026 measures — energy support, fuel duty, wages, cash ISAs, and savings/property tax — might affect your household versus the path before the Budget. Not a forecast of your tax bill.

£
Tax region
5%
England council tax band A–D? (energy payment)
£
£
£
Aged under 65?
On National Living Wage?
Pensioner with income ≤ full new State Pension?

Verdict

You look better off under Budget 2026 on this illustration.

Estimated annual change

+£173

Per month

+£14.42

Current take-home (salary only)

£30,880

Marginal band used for savings/property: basic.

Want the salary breakdown? Open the salary calculator.

Budget 2026 line items

MeasureAnnual impact
Household Energy Payment (England bands A–D)
One-off illustration for 2027 support.
+£100
Extended 0% VAT on domestic electricity
Rough Ofgem price-cap illustration (~£50).
+£50
Fuel duty 5p cut extended
Based on 7000 miles at ~35 mpg.
+£23
Total+£173

Important

This tool stacks a few Budget 2026 announcements into one household sketch. It ignores council tax changes outside England A–D, benefits, business rates, and most capital taxes. Frozen Income Tax thresholds still create fiscal drag when pay rises — that is separate from the line items above. Always check gov.uk.

Based on 2026/27 rules. Last checked 2026-10-29. Read the Budget 2026 money guide.